Most lenders do not think about their AMC relationships as a strategy. They think about them as a vendor for selection to pick up a reliable company, sign an agreement, route the orders, and move on. That approach works until it doesn’t, and in 2026, the conditions under which it fails are more likely than at any point in recent memory.
UAD 3.6 mandatory adoption arriving November 2 means AMC readiness is no longer uniform across the market. Appraiser shortages in specific geographies create cap
